People faced with an unexpected accident or illness can find themselves unable to work and support themselves. Often, this happens to a primary wage earner, and families are then unable to meet their ongoing financial obligations.
People depend on various group insurance benefits — health, life, disability — to help make up the difference. When these benefits are denied, you need protection.
In California, The Law Offices of Kevin M. Zietz provides effective representation and advocacy for all people up against abusive and unreasonable insurance companies.
What Is ERISA?
ERISA (the Employee Retirement Income Security Act) is a federal law that oversees employee benefit plans. It is one uniform set of rules that applies to all types of employer-provided plans. So, if you have any kind of insurance through your employer, it is usually governed by ERISA unless there is an exception (i.e., your employer is a government entity or a church). While ERISA provides rules for resolving insurance claims, it does little to protect your rights.
It is important to work with a lawyer experienced in handling claims that fall under ERISA. Insurance companies routinely deny claims, and the appeals process can be complex and confusing. Kevin Zietz will help clients:
- Complete benefits applications
- Submit claims
- Prepare appeals for denied benefits
- Appeal terminated benefits
- Sue insurance companies in federal court
ERISA Appeals for Disability, Health and Life Insurance Claims
If you want to appeal an initial denial of any ERISA claim, you must file the appeal within 180 days of receiving the denial letter from your insurance company. Contacting an attorney right away is vital to your chances of success!
If you do not file your appeal on time, you lose the chance to proceed in federal court at a later stage.
Los Angeles ERISA claims attorney Kevin Zietz will help prepare an effective appeal to maximize your chance of winning. The appeal is your chance to put as much evidence of your injury, disability or illness in front of the insurance company.
Even if the appeal is denied, Kevin Zietz will help clients litigate their claims in federal court. At this stage of the process, it is vital that the insurance company’s file be as complete as possible. This is because the federal court will usually make its decision based only on the information contained in the file.
Free Initial Consultation | San Bernardino ERISA Group Disability Claims Lawyer
When you need to get the benefits you deserve, turn to The Law Offices of Kevin M. Zietz to fight against the insurance company. To schedule a free initial consultation, call our office at 1-818-981-9200 or contact us online. There are no attorney fees until we win your case.