When you need to either obtain long-term benefits or appeal a denial, The Law Offices of Kevin M. Zietz can help. Los Angeles long-term disability claim attorney Kevin Zietz has successfully represented people throughout the area for more than 15 years.
How Do Claims Work?
Most long-term disability claims fall under the Employee Retirement Income Security Act (ERISA). These claims arise for people who have disability insurance through a group plan with their employers.
To be eligible for long-term disability, you must have sustained an injury, disability or serious illness, during a period of time that you were actively at work, that prevents you from being able to work. In addition, you must satisfy the “elimination period,” which is the number of consecutive days you must be disabled before being eligible to receive benefits. Usually the elimination period is 90 or 180 days. The truth is insurance companies routinely deny long-term disability claims.
If you have received a denial letter regarding your long-term disability benefits, consult a lawyer right away. Time is of the essence.
The Appeals Process
Kevin Zietz works with clients to immediately develop a strategy for approaching the appeal. He understands how ERISA works and how to prepare the written appeal effectively.
If the insurance company denies the appeal, the next step is to file a lawsuit in federal court. Kevin Zietz is determined to fight for clients who need their benefits and will aggressively litigate claims to achieve that result.
Short-Term Disability Claims
The purpose of short-term disability is to provide income during the first 90 to 180 days of disability. When you have short-term and long-term disability benefits, short-term benefits are payable during the elimination period for long-term disability.
For many clients, short-term disability is enough, and they return to work. For others, it is not. Often, clients are denied their short-term benefits and fall into financial distress.
Kevin Zietz can help people get either short-term or long-term (or both) benefits reinstated. If not, he will walk you through the application and/or the appeals process to go after the benefits you deserve.
Free Initial Consultation
If you are entitled to insurance benefits and were denied, turn to The Law Offices of Kevin M. Zietz. To schedule a free initial consultation, call our California office at 818-732-9831 or contact us online. There are no attorney fees until we win your case.
